What is Covered? Who is it for?
Practitioner’s Indemnity Insurance for instructors of Tai Chi, Pilates, different Fitness regimes and an assortment of Dance Teachers.
The cover provided is Professional Liability incorporating Malpractice & Public/Products Liability to an indemnity limit of £7m as standard and written on a ‘losses occurring’ basis.
The Care-Sure policy is an annual contract available for residents of Great Britain and all Ireland and automatically provides cover throughout these countries and temporarily overseas (excluding USA & Canada).
It indemnifies the practitioner’s legal liabilities to third parties, including the clients, patients or students in their charge. It protects against errors or omissions that might give rise to accidental damage to, or loss of property, or injury to persons – but only ‘pays out’ when it can be established that the practitioner is ‘legally’ liable.
Gyms, Fitness Centres and Training Schools can all be accommodated under the Care-Sure scheme too, to include additional cover such as for Employers Liability, Contingent Liability, Guest Tutor Liability, Teacher-Training and Legal Expenses for Companies. Contact us for more information.
Additional Covers Available:
- Legal Expenses cover can be added to protect the yoga teacher in the event of allegations of abuse, disputes concerning premises, investigations by HMRC into tax affairs and provide access to a 24/7 Legal Helpline.
- Care-4 Personal Accident Insurance contract focuses upon accidents to you, the teacher/trainer/therapist and a s such, it too will be suitable for your needs. This policy also has the flexibility to increase cover to include other occupations and sickness cover. (You will need a UK national Insurance number to apply for Care-4)
How To Apply
We need you to supply us with certain information before we can confirm our quotation and/or issue cover. You can either download a form and send/email it back to us or contact us by telephone and we’ll complete the form with you.
Alternatively we can discuss your requirements more generally by phone and run through the questions with you verbally. Either way, we can arrange cover quickly for you.