DSC arranges cover for significant numbers of Consultants, Therapists and Teachers working with Parents and Babies
What is covered?
The standard cover provided is Professional Liability incorporating Malpractice & Public/Products Liability to an indemnity limit of £7m and written on a ‘losses occurring’ basis (£1m for Sling Libraries and Peer Supporters).
The scheme policy is an annual contract available for residents of Great Britain and all Ireland and automatically provides cover throughout these countries and temporarily working overseas (excluding USA & Canada and territories under their jurisdiction).
It indemnifies the therapist’s legal liabilities to third parties, including the clients/patients in their charge. It protects the therapist against errors or omissions that might give rise to accidental damage to, or loss of property, or injury to persons – but only ‘pays out’ when it can be established that the therapist is ‘legally’ liable.
Care-Sure is an insurance scheme especially designed for Consultants, Therapists and Teachers from all Fitness and Health traditions and catering for their specialist needs. Protect your clients, patients and students’ interests by ensuring that your legal liability to those in your charge is adequately covered.
Who is it for?
This insurance is for Consultants, Therapists and Teachers working with babies, infants and toddlers. The Care-Sure policy can accommodate Birth Preparation classes, Parent and Baby Classes, Baby Yoga, Infant Massage, Birth Pools, Birth Signing, Birth Doulas, Baby Calming, Baby Wearing Consultants, Sling Libraries and Sales, Baby Wearing Peer Supporters as well as peri natal exercise.
We can also include cover for Employers Liability, Contingent Liability, Guest Tutor Liability, Teacher-Training, Property and Equipment insurance and Legal Expenses for Companies. Contact us for more information.
Additional Covers Available:
Legal Expenses cover can be added to protect the therapist in the event of allegations of abuse, disputes concerning premises, investigations by HMRC into tax affairs and provide access to a 24/7 Legal Helpline.
Care-4 Personal Accident Insurance contract focuses upon accidents to the therapist. This policy also has the flexibility to increase cover to include other occupations and sickness cover. (You will need a UK national Insurance number to apply for Care-4)
How to Apply
We need you to supply us with certain information before we can confirm our quotation and/or issue cover. You can either download a form or send/email it back to us or contact us by telephone and we’ll complete the form with you.
Alternatively we can discuss your requirements more generally by phone and run through the questions with you verbally. Either way, we can arrange cover quickly for you.