fitness and training insurance

About Care-Sure

Care-Sure is an insurance scheme especially designed for instructors and therapists from all Fitness and Health traditions and catering for their specialist needs.  Protect your students’ interests by ensuring that your legal liability to those in your charge is adequately covered.

Who is it for?

This insurance is for Fitness Instructors and Personal Trainers. The cover provided is Professional Liability incorporating Malpractice & Public/Products Liability to an indemnity limit of £7m as standard and written on a ‘losses occurring’ basis.

We can insure a range of activities including those teaching Aerobics, Aquatics, Circuit Training, Spinning & Indoor Cycling, Boxercise, Fighting Fit, Barefoot Running, Gym Training & Exercise, Exercise to music, Fitness Ball, Wave Stretch Ring, Otago, Hill Walking, Nordic Walking and Weight Training etc.

The Care-Sure policy is an annual contract available for residents of Great Britain and all Ireland and automatically provides cover throughout these countries and temporarily overseas (excluding USA & Canada).

It indemnifies the instructor’s legal liabilities to third parties, including the clients or students in their charge. It protects against errors or omissions that might give rise to accidental damage to, or loss of property, or injury to persons – but only ‘pays out’ when it can be established that the practitioner is ‘legally’ liable.

Gyms, Fitness Centres, Swimming Pools and Training Schools can all be accommodated under the Care-Sure scheme too, to include additional cover such as for Employers Liability, Contingent Liability, Guest Tutor Liability, Teacher-Training and Legal Expenses for Companies. Contact us for more information.


fitness and training insurance

How to Apply

Our rates can vary depending on where and with whom you trained because there are a number of different group discounts available.

We need you to supply us with certain information before we can confirm a quotation and/or issue cover. You can either download a form or send/email it back to us.   Alternatively we can discuss your requirements more generally by phone and run through the questions with you verbally. Either way, we can arrange cover quickly for you.

Click Here To Apply On-line